Reserve Recovery
Frozen Capital Stops Growth
Payment processors hold billions in merchant reserves every year. Whether it’s Stripe, PayPal, or Shopify Payments, sudden rolling reserves or fixed holds can freeze your cash flow — stalling ad spend, supply chain orders, and growth. Most merchants lack the expertise, tools, or processor access to fight back. That’s where Paybar changes the game.
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Our Process: The MRD™ Framework
Every recovery engagement is handled through Paybar’s MRD™ framework — a structured recovery process used to evaluate risk exposure, correct compliance gaps, and re-position merchants with processors and banks. Backed by cross-border payments expertise and legal alignment across US and EU eCommerce standards, we manage the recovery end-to-end — from documentation and escalation to direct processor coordination. To date, our payments team has successfully released $1M+ in held funds, restoring account access and stabilizing payment operations for brands operating at scale.
